The new way to borrow.
    
Merchant Finance Company provides qualified businesses with low-documentation loans of up to $150,000. Loans are based on your monthly Visa/Mastercard sales, so we don’t require high credit scores or excessive documentation. And you never need to write a check to make payments – the loan is repaid by withholding a small percentage of your daily credit card settlements.

Grow your business on your timeline, not the bank’s.
   
No need to wait months for the bank’s decision on your loan application.

  • Hassle-Free Loan Process – You can have a loan in as little as 7 days without providing tax returns or financial statements.
  • Cash Flow Friendly – Perfect for a seasonal business or if you just have a slow month. We are paid a set percentage of your Visa/Mastercard sales, so you never need to make a large fixed dollar loan payment during down months.
  • No Late Fees or Penalties – Our payments are taken from your daily Visa/Mastercard settlements. So you don’t need to send checks or worry about late fees.
  • Affordable – Save up to 40% in interest and fees over our direct competitors.

Apply Today

If you have been in business at your present location for over 1 year and average over $3,000 in monthly Visa/Mastercard sales, you are eligible to apply for a Hassle-Free loan.

Fill out our simple no-obligation 3-minute application to find out how much you qualify for.
     

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